
Client Associate
at UBS
Posted 5 hours ago
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- Compensation
- Not specified
- City
- Country
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Currency: Not specified
**Client Associate: Structured Loan Credit Analysis** - Serve as **Credit Analyst** for **collateralized lending transactions**, supporting **underwriting** and **decision-making processes**. - Independently **analyze credit risks**, align with **front office** to meet UBS's underwriting risk appetite. - Work **autonomously** through **due diligence**, identify key drivers and risk issues, challenge assumptions, and address information gaps. - Perform **financial analysis** for prospective transactions, covering finances, commercial, legal, tax, environmental, and structuring aspects. - **Model financial data**, create Base and Downside cases, and ensure they reflect key drivers and due diligence findings. - Contribute to **written credit memos** for CRC Senior Management, **assign risk ratings**, and prepare reporting deliverables to track **limits**. - **Experienced** professional (3-7 years), proficient in **financial modeling** tools, ideally knowledgeable in **UBS's underwriting processes**.
| Are you someone who enjoys financial analysis and detecting potential risks in structured loan transactions? Do you like working in an environment where empowerment, challenge and excellence are highly valued? We are looking for someone like this to: - Be a Credit Analyst for Structured Collateralized Lending transactions: be involved alongside the Credit Officer in the underwriting, recommendations and the decision-making processes - Independently analyze credit risks and engage with the front office to ensure transactions are consistent with UBS's underwriting risk appetite - Show the ability to work autonomously through the extensive Due Diligence process, identifying key business drivers, specific risk issues, actively challenging during due diligence calls, and highlighting any information gaps to the business teams - Perform fundamental financial analysis for prospective collateralized transactions and corporate borrower's (covering financial, commercial, legal, tax, environmental & structuring) - Demonstrate full understanding of financial modelling, working on the production of Base and Downside cases ensuring that they reflect all key drivers and the due diligence findings - Contribute actively to a written credit memo for CRC Senior Management - Assign risk ratings and loss given default designation, prepare reporting deliverables to track limit utilization | Show more Credit Analyst - Structured Lending |
