Client Associate
at UBS
Posted 4 hours ago
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**Client Associate - Structured Loan Transactions @ UBS** **Duties:** Serve as Credit Analyst for Structured Collateralized Lending transactions, collaborating with Credit Officers in underwriting, recommendation, and decision-making processes. Independently analyze credit risks, engage with front office, and work autonomously through Due Diligence processes. Conduct fundamental financial analysis on prospective transactions and borrowers, covering various aspects (financial, commercial, legal, tax, environmental & structuring). Develop Base and Downside cases using financial modeling, reflecting key drivers and due diligence findings. Contribute to credit memos and prepare risk rating reports, tracking limits. **Skills/Qualifications:** Proven experience (5+ years) in structured loans, credit analysis, and financial modeling. Strong analytical and problem-solving skills, with a keen eye for detail. Excellent stakeholder management and communication skills. Proficiency in financial software tools (e.g., Excel, Bloomberg), with a solid understanding of loan pricing and valuation techniques. Experience with Basel III, CRD IV, and EU Securitization Regulation is a plus. **UBS Values:** Empowerment, challenge, and excellence.
| Are you someone who enjoys financial analysis and detecting potential risks in structured loan transactions? Do you like working in an environment where empowerment, challenge and excellence are highly valued? We are looking for someone like this to: - Be a Credit Analyst for Structured Collateralized Lending transactions: be involved alongside the Credit Officer in the underwriting, recommendations and the decision-making processes - Independently analyze credit risks and engage with the front office to ensure transactions are consistent with UBS's underwriting risk appetite - Show the ability to work autonomously through the extensive Due Diligence process, identifying key business drivers, specific risk issues, actively challenging during due diligence calls, and highlighting any information gaps to the business teams - Perform fundamental financial analysis for prospective collateralized transactions and corporate borrower's (covering financial, commercial, legal, tax, environmental & structuring) - Demonstrate full understanding of financial modelling, working on the production of Base and Downside cases ensuring that they reflect all key drivers and the due diligence findings - Contribute actively to a written credit memo for CRC Senior Management - Assign risk ratings and loss given default designation, prepare reporting deliverables to track limit utilization | Show more Credit Analyst - Structured Lending |
