Global Banking - ECM, Consumer & Retail
at UBS
Posted 4 hours ago
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**Global Banking Credit Analyst - Consumer & Retail: ECM** Leverage financial analysis expertise as a Credit Analyst, collaborating on Structured Collateralized Lending transactions. Key responsibilities: - Collaborate with the Credit Officer in underwriting, decision-making processes, and risk analysis. -Independently assess credit risks, engage with the front office, and ensure transactions align with UBS's risk appetite. - Manage extensive Due Diligence, identifying key business drivers, risks, and information gaps. - Perform comprehensive financial analysis (financial, commercial, legal, tax, environmental & structuring) for potential transactions and corporate borrowers. - Develop financial models (Base and Downside cases), reflecting key drivers and due diligence findings. - Contribute to written credit memos for CRC Senior Management and assign risk ratings/loss given default designation. - Prepare reporting deliverables to monitor and track limits. Required skills and experience: - Proven experience in credit analysis, ideally within Collateralized Lending or similar fields. - Strong financial modeling and analysis skills, with proficiency in Excel (pivotal tables, data validation, scenarios). - Sound knowledge of credit risk, internal models, and regulatory capital requirements. - Experience working with various structuring types (re-pack, theft, synthetic, and other ABS transactions).
| Are you someone who enjoys financial analysis and detecting potential risks in structured loan transactions? Do you like working in an environment where empowerment, challenge and excellence are highly valued? We are looking for someone like this to: - Be a Credit Analyst for Structured Collateralized Lending transactions: be involved alongside the Credit Officer in the underwriting, recommendations and the decision-making processes - Independently analyze credit risks and engage with the front office to ensure transactions are consistent with UBS's underwriting risk appetite - Show the ability to work autonomously through the extensive Due Diligence process, identifying key business drivers, specific risk issues, actively challenging during due diligence calls, and highlighting any information gaps to the business teams - Perform fundamental financial analysis for prospective collateralized transactions and corporate borrower's (covering financial, commercial, legal, tax, environmental & structuring) - Demonstrate full understanding of financial modelling, working on the production of Base and Downside cases ensuring that they reflect all key drivers and the due diligence findings - Contribute actively to a written credit memo for CRC Senior Management - Assign risk ratings and loss given default designation, prepare reporting deliverables to track limit utilization | Show more Credit Analyst - Structured Lending |
