Location: Wilmington, DE, United States

As a Senior Lead Architect at JPMorgan Chase in the Fraud, Risk, Third Party Services team within Corporate Technology, you design and guide the architecture for real-time and batch credit risk solutions, you design and guide the architecture for real-time and batch credit risk solutions. You work closely with 8 applications and 12 scrum teams focused on external data provisioning, metadata engineering, and secure analysis of sensitive data. Together, we foster a collaborative and innovative environment where your ideas and leadership help us deliver impactful solutions for our business and community.

This is your opportunity to drive innovation and deliver impactful architectural strategies that support critical business functions. You will collaborate with talented professionals, influence technology direction, and play a key part in managing sensitive data and external partnerships. Join us to make a meaningful difference in how we protect and empower our organization. If you are passionate about leading complex initiatives and advancing credit risk analytics, we invite you to bring your expertise to our dynamic team.

Job Responsibilities

• Strategically lead the design and delivery of current state, target state, and initiative-based architectures for Risk Third Party Services.
• Proactively collaborate with technology teams to design and socialize solutions that source and leverage external credit risk data.
• Actively participate in architecture governance and tollgate processes to support regulatory and firm-wide guidance.
• Expertly provide subject matter expertise to cross-functional forums, panels, and senior management.
• Accurately work with application development teams to estimate cost and feasibility of proposed solutions.
• Consistently stay informed about industry trends and leverage new techniques to enhance credit risk decisioning.
• Critically challenge designs during concept and review phases to drive re-use, efficiency, cost optimization, security, resiliency, and stability.
• Effectively communicate architectural concepts to both technical and non-technical stakeholders.
• Thoughtfully mentor and guide team members and development resources.
• Clearly bring clarity to complex environments and ambiguous situations.

Required Qualifications, Capabilities, and Skills

• Formal training or certification on software engineering concepts and 5+ years applied experience in application technology, middleware, object-oriented technologies, database, and internet technologies.
• Proven design experience with data lakes, batch and event processing, and real-time micro-services.
• Expert-level analytical skills in architecture methods and design concepts such as C4 and UML.
• Demonstrated ability to lead and influence decision-making in a federated, multi-stakeholder environment.
• Excellent written and oral communication skills for effective interaction across all levels.
• Proven ability to mentor and lead team members and development resources.
• Strong business and product knowledge related to consumer credit risk platforms and industry data vendors.
• Skilled at bringing clarity to complex and ambiguous situations.
• Ability to work collaboratively in a fast-paced, dynamic environment.
• Willingness to travel occasionally, up to 25%.

Preferred Qualifications, Capabilities, and Skills

• AWS Certification
• Experience with DataBricks
• Advanced understanding of external data vendors in the credit risk industry
• Familiarity with Metadata Engineering and sensitive data analysis
• Experience supporting multiple scrum teams and applications
• Knowledge of regulatory requirements for credit risk solutions
• Strong interest in driving innovation in credit risk data analytics.