Some careers open more doors than others.

If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Principal Responsibilities:

Role holder will be part of the Digital Business & Partnerships team and will play an active role in driving the business outcomes via the SAGE digital platform with primarily but not limited to:

1. Leverage HSBC internal data and client non- consent (public data) and consent data APIs for driving multiple business outcomes
2. Automate and digitize using data, credit risk and non-financial risk of HSBC portfolio.
3. Work with client journey lead and transformation teams to identify manual interventions, bottle necks and duplication of data and replace the same wherever possible & required with digital solutions backed by consent and non-consent data.
4. Work with digital journey lead to design digital marketing communication channels for HSBC
5. Ensuring quality business outcomes are delivered to the end users by actively participating in the quality assurance process.
6. Automated credit data collection, assessment, and pre-approvals of HSBC products.
7. Develop credit risk model in collaboration with India partners for Indian MSME segment.
8. Work with regulator, partners in sandbox initiatives to test and validate new business opportunities.
9. Identify and implement new solutions from government tech infrastructure and India stack.
10. Lead the commercialization of the digital platform including roll out plans, stakeholder alignment and channel the feedback for product enhancements.
11. Effectively manage the stakeholder, strength the communication and ensure execution of commercialization projects.
12. Lead the commercialization of the digital platform including roll out plans, stakeholder alignment and channel the feedback for product enhancements.

Qualifications/Requirements:

Essential:

1. Mandatory and Minimum of 5-10 years proven and progressive working experience across credit risk management, data led roles, analytics and in rule-based automation of credit, financial and non-financial risk for wholesale banking.
2. Expertise in India stack, India data schemas, data partners, delivering data-based solution.
3. Comprehensive knowledge of sector trends and regulatory environment including the regulatory compliance, data laws and digital lending regulations.
4. Proven record of assisting new businesses from scratch.
5. People management experience, including working with teams across geography and business divisions.
6. Strong organizational, analytical, communication, teamwork and influencing skills.
7. Strong background in customer facing roles.
8. In-depth knowledge of regulations impacting the business and the lending and credit approval process

Desired

1. Bachelor’s degree or degree / certification in data analytics, related field, or equivalent experience
2. Knowledge in tech, tools for data and analytics
3. Understanding of local operating markets and their corresponding span(s) of control within assigned country
4. Experience of driving strategic change in a matrix environment
5. Extensive product knowledge of Corporate Banking
6. Strong knowledge of the Indian digital ecosystem, fin-techs, new economy and emerging themes

Additional Information

• Mandatory to successfully complete Anti-Money Laundering and Sanctions training and post-course assessment, as required.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited, India