Location: Wilmington, DE, United States

Bring your Expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Senior Associate on the Card Installment Credit Risk team, you will assist in developing portfolio risk policies for our Buy Now Pay Later lending programs such as Chase Pay Over Time at Point of Sale, Chase Pay Over Time After Purchase, My Chase Loan and other new programs that are in the development or Proof-of-Concept stages. You will have the opportunity to guide fundamental changes to risk management process by working with people, process, and technology.

Job responsibilities 

• Develop and apply mathematical or statistical theory using analytic tools (SAS, SQL etc.) to collect, organize, interpret, and summarize numerical data sets from multiple sources to develop the best-in-class risk strategy.  
• Recogninze opportunities and enhancements to existing strategies to improve overall financial performance, customer experience and execution quality.
• Design, implement, track, and report on new strategies in a Test vs. Control environment.  Follow a disciplined analysis approach to ensure recommendations taken to Senior Management result in correct decisions.
• Work with cross functional areas including IT, Operations and other Credit Risk groups to ensure successful implementation of new strategies.

Required qualifications, capabilities and skills 

• Bachelor's degree in a quantitative discipline (Finance/Statistics/Economics/Mathematics/Operations Research) or equivalent work/training 
• Minimum 4 years of Credit Risk Management and/or Marketing Analytics in financial industry
• Strong knowledge of SAS, SQL and MS Office
• Ability to logically structure analyses using strong analytical, interpretive and problem-solving skills
• Ability to translate complex analysis into concise presentations with sound business conclusions
• Strong P&L knowledge and understanding of profit drivers
• Excellent oral and written communication skills

Preferred qualifications, capabilities and skills 

• Master’s degree 

• Previous relevant experience in credit card space